You need to buy gifts for the holidays and you need to purchase them quickly. You can either bold the madness of shopping at your local shopping mall or kick back at home and get all your gifts online. Doing all of your holiday shopping online can be a great way to save time while you find the proper gifts at the best price. You’ll skip the parking lot battles, avoid getting the flu from your fellow consumers, and stay out of pick-pockets’ crosshairs. But though it may be easy and convenient to go in your pajamas, you still need to take precautions to make sure your electronic ‘purse strings’ are safe and secure. Here are some simple tips for safe online shopping:
Secure your pc. Make sure your home computer has updated security software installed, and run regular system check to keep hackers’ keylogging trojans away.
ONLY shop from home. Don’t do your online shopping from the local café, the airport or other public places. These open networks are easier targets for identity thieves to hack into into your pc. Only shop from your secured home network. https://www.bonniebunnies.com/
Click carefully. Your favorite store just sent which you great promotion! But wait! Before you click on email links, be sure of where they lead. Scam emails can look just like the real ones from your favorite stores, with links that appear to take you to legitimate sites. But float over the link and you’ll see a different web site — this could be a fake site, designed to gather your credit card information for fraud. Your safest bet is to hand navigate to your favorite retailer’s website.
Know thy merchant. One of best parts of online shopping is easily comparing prices to find a great deal. You may find the gift you want for half the price — but make sure the merchant is reputable and trustworthy. If you haven’t done business with a merchant before, look for online reviews. Using aggregators like Amazon. com and Yahoo Shopping is another great way to make sure your merchant doesn’t take you for a deceptive sleigh ride. https://romangaming.store/
Lock down your site. When you check out a retailer’s website, look for “https” at the beginning of the URL. This “s” — along with a small gold freeze the lower-right corner of your web browser — indicates an extra level of security for your online shopping.
Log out. Always logout safely when leaving a website.
Check if your payment details are stored. Some online shopping sites ask if you want to store your payment details for future purchases. It’s always handy to have your details stored, especially if you use that site often. But, watch out for this on lesser-known websites. https://sophiaandreamoda.global/
Compare ‘real’ prices. Make sure you know how much you will be charged for shipping, and if there are any taxes or fees which will be added to your online purchase. These ‘extras’ can add up quickly, so be sure you include them when comparison shopping. Many retailers offer free shipping around the holidays, yet others allow free in-store pick-up of your online purchases — easy ways to add extra savings to your holiday shopping.
Know the Return Policy. See the merchant’s return policy before making your purchase. One of the negative aspects of online shopping is the inability to ‘try it on’ or see the item before purchasing, so make sure your merchant provides you with an easy way to return/refund your purchase whether it’s not what you expected.
Choose Credit — not Debit. If possible, use a charge card to pay for online purchases. Federal law limits your liability to $50 in the event of fraud. Also, many the creditors will waive this liability, and offer advanced fraud protection and prognosis programs to keep you safe.
Look. If you are doing a lot of online shopping, make sure to check your account and credit card statements regularly to verify all charges. If you have questions about a transaction or suspect fraud, call your financial institution immediately.
Save your valuable Invoices! Just as with in-store shopping, you’ll want to save all your invoices from online shopping. You might choose to save emailed invoices on your computer, or print them out and file with other invoices.
The bottom line! You can take advantage of the Internet’s great shopping opportunities and still have peace of mind!